Pricing

Free to start. Honest when it isn’t.

Every plan has no card fees in the EU and no exit fee. Switch plans or leave from the app, any day.

½

Free

For trying the jars with your next payday.

€0

/ month

Free forever

4 jars

Payday rules

Card with no EU fees

Freeze in one tap

Plus

Most chosen

For people who want every euro to have a job.

€4.99

/ month

Billed monthly

Unlimited jars

Round-ups to any jar

2.6% AER on Save

Goals with dates and nudges

Family

For flats, couples and families up to five.

€8.99

/ month

Billed monthly

Everything in Plus

Together jars for 5

Kids’ cards with limits

Shared monthly money check-in

Compare

Every line, side by side.

Feature

Feature

Free

Free

Plus

Plus

Family

Family

Jars

Jars

4

4

Unlimited

Unlimited

Unlimited

Unlimited

Payday rules

Payday rules

✓

✓

✓

✓

✓

✓

Round-ups

Round-ups

—

—

Any jar

Any jar

Any jar

Any jar

Interest on Save

Interest on Save

—

—

2.6% AER

2.6% AER

2.6% AER

2.6% AER

Together jars

Together jars

—

—

1 jar

1 jar

Up to 5 people

Up to 5 people

Kids’ cards

Kids’ cards

—

—

—

—

Up to 3

Up to 3

Card fees in the EU

Card fees in the EU

€0

€0

€0

€0

€0

€0

Monthly price

Monthly price

€0

€0

€4.99

€4.99

€8.99

€8.99

Pricing questions

The small print, in big print.

Is there a trial for Plus?

What does “no card fees in the EU” mean?

Can I switch plans mid-month?

Start free. Upgrade if it earns it.

Most people stay on Free for two paydays, then decide.

One email on payday. Never more.

A short money note on the 1st of every month: one rule to try, one number to watch.

Halfpenny is a demo brand. Replace this line with your licence: “Halfpenny Ltd is authorised by [regulator] as an e-money institution. Eligible deposits protected up to €100,000.”

© 2026 Halfpenny · Site by Longroom

Create a free website with Framer, the website builder loved by startups, designers and agencies.