Security
Your money, protected. In plain words.
What happens to your money, who can touch it, and what we do if something goes wrong. No acronyms without an explanation.
½
€100,000
protected per person
01
Your money is ring-fenced
It sits in a separate account at a licensed partner bank, never mixed with Halfpenny’s own money.
02
Protected to €100,000
Eligible deposits are covered by the national deposit guarantee scheme, per person.
03
Face ID for every transfer
Moving money out of a jar or to someone else needs your face, fingerprint or passcode.
04
Freeze in one tap
Freeze your card from the lock screen. Unfreeze it just as fast. Online payments can be frozen separately.
05
Encrypted end to end
Your data is encrypted in transit and at rest. We never sell it and never show you ads.
06
A human when it matters
Fraud or a stolen phone? Call us 24/7 from any phone. A person answers, not a menu.
The fine print (replace with your own)
Halfpenny Ltd is authorised by [your regulator] under the Electronic Money Regulations, reference [000000]. Card issued by [issuer] pursuant to a licence by [network]. Savings held at [partner bank], a member of [deposit guarantee scheme].